DSpace Arşivi :: by Yazar "Cetin, Hiiseyin" değerine göre listeleniyor

Listeleniyor 1 - 1 / 1

RISK MANAGEMENT IN ISLAMIC BANKS: A RESEARCH ON THE PARTICIPATION BANKS IN TURKEY
(Mehmet Akif Ersoy Univ, 2022) Parlakkaya, Raif; Cetin, Hiiseyin; Demirci, M. Nihat
There is a substantial need for unique methods compliant with Shariah principles in Islamic banks which are exposed to different risks with their unique working principles. Therefore, the aim of our study is the identification of the main risks faced in participation banks in Turkey. In addition, it is aimed to specify and explain main methods and practices are used for measuring, reducing and managing these risks. Within the scope of the research main questions are: What are the main risks encountered in Islamic banks, what techniques are used to reduce and effectively manage these risks, what are the differences from conventional banks in terms of the risks encountered and risk management techniques, what are the strengths and weaknesses of Islamic banks in the risk management process. For this purpose, a qualitative research was conducted on 5 Islamic banks operating in Turkey. Within the scope of the research, the data obtained by the deep interview method was interpreted by descriptive analysis method. According to results, risk management in Islamic banks is largely similar to conventional banks. On the other hand, different types of risks encountered in these banks and the obligation to comply with Islamic principles differentiate Islamic banks in the risk management process.